Investing money after retirement After your retirement, you get some money. It can be from your provident fund (PF), superannuation, public provident fund (PPF), life insurance policies, fixed deposits, or any combination of these. The question is that how and where to invest all these money? To begin with estimate your retirement. Make an account on how much have you saved? What are the expenses that are going to do? How can I generate more money from my saving? There are many schemes to save money such as the Senior Citizens Savings Scheme this is one of the safest schemes to go for. As it's a government owned there will be regular interest payments in a quarterly basis. Also offers a reasonable interest rate and the best part is you can invest more. Another option to invest is in fixed deposit. FDs provide stable returns. The advantage is that the money can be broken or withdrawn in any emergency situation. There is also another way to invest and it's in Post Office Deposit. It is similar to FD, but kept in the post office. And it is also owned by the government. Utilize all these benefits for a relaxed retirement life. Also one can invest in gold or real estate as these will always give you more money in the future.