Ten Commandments of Personal Finance


Don't Spend More
When it comes to spending be very smart. People who spend too much are in a danger of going into bankruptcy. To save more, obviously you need to spend smarter. To spend smarter, you need to understand your own spending patterns. Track your expenses after every month and find out what are your priorities. If you don't have a budget you will not have a focus and will land up spending recklessly.