Bangalore: Are you being heckled with random calls from debt collectors? Or unknown barge into you on the way to your workplace? If you are in the event you are facing debt collection does not get mad and rave at the caller, because most collectors record their calls. Informing your family about your condition is a wise idea. Make sure does not divulge any personal information and do business with the collectors in written form only. A big part of the problem is misinformation about the rules regarding what debt collectors can legally say and how much authority they actually have. Here is a list of things most debt collectors won't tell you about their business: All Debtors Are Compulsive Liars The basic task of the debt collectors is to pester you to get the money. Your explanation and reasoning is not considered. No matter what you tell them they keep asking you for the money. You can expect all the wrong ideas coming from their end. They place their suggestions before you. Like influence you to borrow the money from friends and family, dip into your retirement savings, pay the money using another credit card. All horrible ideas that would make a good financial planner cringe.