Bangalore: Do you travel overseas often for business or are you a retiree who is planning for an international trip? You definitely consider credit card on holiday in foreign countries is a good idea. You will have sufficient funds in case of an emergency. Armed with a credit card, you won't really have to deal with converting currency. Simply using a credit card does not in itself make overseas spending cheaper. It is advisable to take a couple of precautionary steps before you travel overseas Inform Your Credit Card Issuer Before You Leave Inform your issuer of your travel plans once you have finalized everything. Do remember to ask for the number that you can for any kind of assistance related to card while overseas. This will ensure that your cards do not get suspended because of any suspicious activity also it gives you a way to contact your issuer free of charge if something comes up.