Bangalore: If you are the kind of person who has been wasting your hard earned money in a futile manner. Then you also know with equal certainty that no proper budgeting can negatively affect your financial life. It is not going to be an easy task to bring a complete revolution because most of life is habitual. You have made good money decisions and at times certain decisions did cost you a fortune. But once you have reached the stage of 30, you should consider shedding some of the bad habits and poor financial decisions of the past. Because can signal to the turning point in your financial status. If you spent the last decade averse to living by a budget, perhaps it's time to take a crack at, you know, actually tracking your income and debts. Here's are a few types of expenses you must consider to throw away after age 30. Ringtone and Wallpaper Downloads The crave of having bright wallpapers and latest ringtone should end the moment your college life ends. At the age of thirty is it really needed you pay for extra services to download a ringtone or a wallpaper? It's time to act according to your age and prioritize things in life. Spending a few bucks on this definitely doesn't make a difference to you but at the end of month calculate the amount you spent on the innumerable amount of downloads. You would rather prefer to utilize the money in a more sensible way and make it work for you.